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Joe Lan Hong, CLU®, CHFC®, CASL®, CLTC is licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (#OB68851), NJ, NV, TX, and WA. No insurance business may be conducted outside these states referenced.

Joe Lan Hong, CLU®, CHFC®, CASL®, CLTC is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, 39650 Liberty Street, Suite 200, Fremont, CA 94538, (415)393-6060). In this regard, this communication is strictly intended for individuals residing in the states of CA, NV, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is a New York Life Company.

Joe Lan Hong, CLU®, CHFC®, CASL®, CLTC is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, NV, TX and WA. As such, these services are strictly intended for individuals residing in CA, NV, TX and WA. Eagle Strategies LLC is a New York Life Company.